IF YOU SELECT ANY CARD PLAN INCLUDING INVEST ACCOUNT SERVICES, YOU AUTHORIZE US AND GREENLIGHT TO DISCLOSE YOUR PERSONAL INFORMATION TO GREENLIGHT ADVISORS AND DRIVEWEALTH AS NECESSARY FOR GREENLIGHT ADVISORS AND DRIVEWEALTH TO PROVIDE THE INVEST ACCOUNT SERVICES AND ANY RELATED SERVICES. Find Your Routing Number on a Check You can find your routing number in the bottom left corner of a check. The account number (11 digits) identifies your individual account. You must then arrange to pay the difference using another payment method. The first four digits are the Federal Reserve Routing Symbol, the second four digits are the ABA. There may be a fee for replacing your Card (please see the Fee Schedule table for details). The Primary Accountholder, or an Authorized Approver, may load the Primary Account by debit card. Greenlight Servicesmeans the prepaid account services operated by Greenlight that, among other features, provide the Primary Accountholder (or, where applicable, an Authorized Approver) with the ability to control and monitor various aspects of the Primary Account and Secondary Account(s), including specifically the ability to set spending parameters and approve purchases for any Secondary Account(s). We do not waive our rights by delaying or failing to execute them at any time. Each time you use your Card to make a purchase or obtain cash at an ATM, you authorize us to reduce the value available in your Card Account by the amount of the transaction and any applicable fees. If you are entitled to a refund for any reason for goods or services obtained with your Card, you agree to accept credits to your Card for such refunds and agree to the refund policy of that merchant. Participation in the Invest Account Services is subject to approval by Greenlight Advisors and DriveWealth, and the required Invest Account Services agreements and disclosures are subject to change at any time. Notwithstanding any language in this Arbitration Provision to the contrary, no arbitration may be administered, without the consent of all parties to the arbitration, by any Administrator that has in place a formal or informal policy that purports to override the Class Action Waiver. You will be required to provide personal information which may include your Card number, full name, transaction history, copies of accepted identification, etc. You can get fast access to Green Dot Customer Care specialists by becoming a Green Dot VIP. UNLESS YOU ACT PROMPTLY TO REJECT THE ARBITRATION PROVISION BY OPTING OUT IN ACCORDANCE WITH PARAGRAPH a, CAPTIONED OPT-OUT PROCESS, THE ARBITRATION PROVISION WILL BE PART OF THIS AGREEMENT AND WILL HAVE A SUBSTANTIAL EFFECT ON YOUR RIGHTS, INCLUDING YOUR RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION, IN THE EVENT OF A DISPUTE. In addition, the ACH Authorizer provides Greenlight and the Issuer with a Single Entry Authorization to debit the Funding Account(s) for the amount of any unpaid Monthly Fees if such amounts are not available in the Primary Account. In no event may an Authorized Approver of the Primary Accountholder establish a Secondary Account, or close an existing Secondary Account. Your Card may be used for retail purchases and telephone or Internet purchases. However, there are some exceptions. If you provide us with your mobile phone number or contact us from your mobile number, you are providing this phone number for us or any third party acting on our behalf to contact you at this number. We may cancel or suspend your Card or this Agreement at any time. - Debit card for kids and teens Copies of the documents used in the investigation may be obtained by contacting us at the phone number or address listed at the beginning of this section. For security reasons, we may limit the amount or number of transactions you can make on your Card. This Arbitration Provision survives any termination, amendment, expiration, or performance of any transaction between you and us and continues in full force and effect unless you and we otherwise agree in writing. Refer a Member Win $250 or More! ; Wells Fargo online banking - You'll be able to get your Wells Fargo routing number by logging into online banking. On a check. The purpose of Green Routine: Let go of the last point and focus on the current point. The ACH routing number for PayPal is 114924742. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. SWIFT codes are between eight and 11 characters long and consist of: A four-letter bank code. Any references todaysfound in this Agreement are calendar days unless indicated otherwise. The menu is given in both English and Spanish. If we decide to do this, we will credit your Card Account within ten (10) business days for the amount you think is in error (or twenty (20) business days, if the notice of error involves an electronic fund transfer to or from a Card Account within 30 days after the first deposit to the Primary Account was made), so that you will have use of the money during the time it takes us to complete our investigation. If your account number only has nine digits, as on the cheque account number below, simply add two zeros in front, like this: 00123456701. You must notify us to revoke permission for any person you previously authorized to use a Card. How many children can I add to my Greenlight Account? Nevertheless, if a settled transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the difference between the Card Account balance and the amount of the settled transaction together with any applicable fees. In many cases, these changes will involve adding new features and functionality to a particular Card Plan. You might not have a check handy, however, so you can also call TD Bank any time at 888-751-9000 to find the routing number for your account. It is also known as check routing number and MICR Code. As we are not a part of, and do not monitor, the transactions you initiate from your Invest Account, you authorize Community Federal Savings Bank to generally follow instructions received from Greenlight Advisors regarding transfers into or out of your Card Account. While the routing number identifies the financial institution's name, the account numberusually between eight . Please read this Agreement carefully and keep it for future reference. Returned from POST /auth/get when there are no valid checking or savings account(s) for which account and routing numbers are provided. Funds transferred from your Invest Account to your Card Account will also be available within two business days although, in many cases, transfers may be available much quicker. By selecting a PIN (as defined below) for your Physical Card or using the Virtual Card, you agree to be bound by the terms and conditions contained in this Agreement. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. 1 Family means the Primary Account plus all Secondary Accounts. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. Even after the receipt and selection of a PIN for your Physical Card, your Virtual Card (if one has been selected) will continue to be available for use in the Greenlight application. This code identifies the branch (and bank/credit union) on which the cheque is drawn. However, notwithstanding any language in this Arbitration Provision or this Agreement to the contrary, the Class Action Waiver is not severable from the remainder of this Arbitration Provision and, in the event that the Class Action Waiver is held to be invalid and unenforceable, and subject to any right of appeal that may exist with respect to such determination, any class action or representative proceeding shall be determined in a court of law and will not be subject to this Arbitration Provision. Any other exception stated in our Agreement with you. Probably the easiest place to find your bank's routing number is to look at your paper checks. We will bear the expense of our attorneys, experts, and witnesses. In order to obtain the account number and routing number for your Sub-Account, please contact Greenlight at 1-888-483-2645. The steps are given below. The kids' and teens' banking app with investing. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. Community Federal Savings Bank does not serve as an investment advisor or a broker dealer in connection with the Invest Account Services; any securities that are acquired by a Primary Accountholder are not deposits or other obligations of Community Federal Savings Bank, are not guaranteed by Community Federal Savings Bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Physical Card for an in-person transaction, your Physical Card is likely to be declined. If the transaction is not finalized or settled, it may take up to 30 days for the authorization hold to be removed. You will need to tell us: Why you believe there is an error, and the dollar amount involved; and. You agree to pay us the fees set forth in the Fee Schedule table below. The monthly limit on ATM cash withdrawal transactions (collectively, for the Primary Account and all Secondary Accounts) is $500.00. The Invest Account Services are marketed by Greenlight Advisors with different features depending on your Card Plan under the following names: (i) Investing for Kids; (ii) Investing for Parents, and (iii) Investing for Parents Lite. We may monitor or record any conversation or other communication with you. ; Fedwire - You can look up your routing number on the . However, if a Primary Accountholder initially enrolls in a higher tier Card Plan and purchases any Equities while under that Card Plan, then downgrades to the Greenlight Core Plan, the Primary Accountholder will be permitted to retain those Equities purchased prior to the downgrade, but will not be able to increase the amount of their investments in those Equities unless they are also on the curated list of ETFs available under the Investing for Parents Lite feature. How do I send money back to my funding source from my Greenlight account? If your Card has been lost or stolen, we will close your Card Account to prevent further losses. It will be in a sequence of three numbers printed in MICR (magnetic ink character recognition) form. How can I dispute a charge on my Greenlight account? Also, if you become aware of and/or your statement shows transactions that you did not make, notify us at once following the procedures stated in the paragraph labeled Information About Your Right to Dispute Errors. Domestic Wire Transfer. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct, and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card. We will not be liable, for instance: If through no fault of ours, you do not have enough funds available on your Card to complete the transaction; If a merchant refuses to accept your Card; If an electronic terminal where you are making a transaction does not operate properly, and you knew about the problem when you initiated the transaction; If access to your Card has been blocked after you reported your Card lost or stolen; If there is a hold or your funds are subject to a legal or administrative process or other encumbrance restricting their use; lf we have reason to believe the requested transaction is unauthorized; If circumstances beyond our control (such as fire, flood, or computer or communication failure) prevent the completion of the transaction, despite reasonable precautions that we have taken; or.
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